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AI Property Analysis Report

Detached house for sale in A-377

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10
Issues Found
21
Questions
10
Images Analyzed
GPT-5
AI Model

Property Valuation Assessment

AI-powered price analysis and market comparison

€1,550,000 (Listed Price)
Market assessment based on listing analysis
€2356
Listed Price/m²
Analysis Based

Based on municipality average + property type, adjusted for condition cues from photos and listing analysis.

Total Financial Impact

Estimated cumulative impact of all identified issues

€154,150 to €518,300
Combined potential cost impact

Total Impact Breakdown

This range represents the combined estimated financial impact of all 10 identified issues. Individual issue impacts are shown in each finding below.

💡 Understanding the Impact

These estimates represent the potential financial implications of the identified issues. Repair costs are direct expenses to fix problems. Devaluation represents potential loss in property value. Risk premiums are additional costs or negotiation factors to account for uncertainty.

Issues Ranked by Severity

Potential issues found during analysis - Review these before viewing

🟠

Swimming pool legalization and safety compliance uncertain

Why it matters: A sizeable in-ground pool is clearly present. The listing provides no pool license, inscription, or technical data. Aerial view shows fencing around the pool area, but gate/self-closing mechanism and registration cannot be verified.

Ask the agent: "Obtain the pool building license, as-built drawings, and registration in Catastro/Registro. If missing, budget for legalisation fees/taxes and any safety upgrades (gate/lock, cover, signage—may be required for tourist rental)."

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Estimated Repair Cost: €3,000 to €15,000
WARNING
🟠

Water supply and wastewater system unknown (likely well + septic on rustic land)

Why it matters: Rural standalone home with no municipal details. Listing omits any mention of municipal water/sewage. Such properties typically use private wells/deposits and septic tanks that need permits and maintenance.

Ask the agent: "Ask for well license and water rights (Confederación Hidrográfica), potability tests, storage capacity, pump details, and septic tank compliance certificate (ubicación, capacity, service records). Budget for upgrades if non-compliant."

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Estimated Repair Cost: €8,000 to €22,000
WARNING
🟠

Wildland-urban interface – wildfire risk and clearance duties

Why it matters: The house is bordered by forested/brush areas on sloped terrain. Andalusia imposes vegetation clearance and maintenance obligations in high-risk zones.

Ask the agent: "Request municipal risk-map (INFOCA/Plan Infoca) and verify defensible space requirements. Budget annual clearance and install spark arrestors/hydrants if required."

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Estimated Repair Cost: €2,000 to €6,000
WARNING
🟠

Access road and easements not documented

Why it matters: Aerial view shows a private track leading from the public road to the property. No mention of right-of-way (servidumbre de paso) or maintenance responsibility.

Ask the agent: "Obtain a registry plan and title report to confirm access is via public road or registered easement, and clarify costs for maintenance/grading and any shared-use agreements."

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Risk Premium: €3,000 to €10,000
WARNING
🟠

Proximity to wind turbine / energy infrastructure – potential noise and visual impact

Why it matters: A wind turbine is clearly visible behind the property in the hill line, indicating proximity to a wind farm and possible access tracks and easements.

Ask the agent: "Check the exact distance to the nearest turbine and any registered easements (servidumbres) or setbacks in the PGOU/SEPRONA/urban planning reports. Consider on-site noise assessment and nighttime visits."

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Potential Devaluation: €30,000 to €100,000
WARNING

Energy Performance Certificate (EPC) not provided

Why it matters: Energy label is blank in the data provided, and the listing description does not include EPC details.

Ask the agent: "Request the EPC. If not available, it must be issued before completion; use results to anticipate energy upgrade costs."

Estimated Repair Cost: €150 to €300
INFO
🔴

Possible rustic (rústico) land – land classification not disclosed

Why it matters: The property is isolated in open countryside off road A‑377 and surrounded by agricultural/forestry land. No plot size, address, or land classification is provided in the listing, which is a red flag for rustic zoning in Andalusia where buildability and use are highly restricted.

Ask the agent: "Ask for the cadastral reference(s), municipal zoning (urbano/rústico/urbanizable), PGOU/NNSS extract, and a nota simple from the Registro. If rústico, confirm age of construction, and whether all buildings are older than the applicable statute of limitations and regularized by AFO (Andalusia) or equivalent."

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Risk Premium: €50,000 to €150,000
CRITICAL
🔴

Unknown LPO/AFO/Finalización de Obra status

Why it matters: The listing provides no mention of Licencia de Primera Ocupación (LPO) or AFO despite the rural setting and scale of the buildings (658 m2). Many rustic homes in Andalusia lack LPO and rely on AFO; absence can affect mortgageability and utilities.

Ask the agent: "Request LPO (if suelo urbano) or AFO resolution (if rústico), building permits and final works certificate, architect’s certificado de antigüedad, and confirmation that all constructions (main house, porches, pool, outbuildings) are included in Catastro and Registro."

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Estimated Repair Cost: €8,000 to €35,000
CRITICAL
🔴

Large agricultural/industrial outbuilding (nave) visible – permit status unclear

Why it matters: Aerial images show a substantial green‑roofed structure separate from the main house that looks like a barn/stable/warehouse. No mention of its use or permits in the listing.

Ask the agent: "Request building license, completion certificate, age certificate, and cadastral/registry inscription for the nave and any other outbuildings. If use is non-conforming on rústico, legalization may be limited; in worst case demolition or change of use may be required."

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Risk Premium: €30,000 to €120,000
CRITICAL
🔴

Mortgageability risk if on rustic land or without LPO

Why it matters: Banks in Spain often restrict lending on rustic properties or dwellings without LPO; listing provides no LPO/AFO and appears rural and dispersed.

Ask the agent: "Confirm lender policies early. If only AFO is available, pre‑agree with your bank on % LTV and conditions. Consider higher cash portion or alternative financing."

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Risk Premium: €20,000 to €60,000
CRITICAL

💡 Next Steps

Copy the questions above and send them to the agent before making an offer. Document all responses in writing for your due diligence records.

Important Questions to Ask

Questions for the seller, agent, or authorities

1

What is the exact municipality and parcel address/cadastral reference(s) for the property?

2

Is the land classified as suelo urbano, urbanizable, or rústico? Provide a planning certificate (certificado urbanístico/PGOU extract).

3

Provide a recent nota simple from the Registro de la Propiedad showing ownership, surface, boundaries, and any charges or easements.

4

Does the dwelling have Licencia de Primera Ocupación (LPO) or, if rústico, an AFO resolution? Provide copies.

5

Are the main house, porches, pool, terraces, and all outbuildings fully registered in both Catastro and Registro? Provide cadastral plans and registry descriptions.

6

Year of original construction and of any extensions; were proper building permits and final works certificates obtained for each phase?

7

Pool: provide building license, completion certificate, and Catastro/Registro inscription; confirm safety features (fencing gate, cover) and technical data (filter, pump age).

8

Outbuilding(s)/nave: intended use (agricultural, stables, storage)? Provide building license and proof of legal use and registration.

9

Water: is supply from mains, well, or spring? Provide well license (Confederación Hidrográfica), water rights, flow tests, and potability analyses.

10

Wastewater: confirm septic tank type, location plan, permits, last maintenance/desludge dates, and compliance certificate.

11

Electricity: confirm connection to mains, contracted power (potencia contratada), last boletín eléctrico (CIE), and average bills. Any solar PV or generator backup?

12

Internet/telecoms availability (fiber/radio/Wimax/4G) and measured speeds.

13

Access: is there a registered right of way (servidumbre de paso) over any neighboring land? Who maintains the access track?

14

Are there any planning infringement files (expedientes sancionadores) or pending legalization procedures with the Ayuntamiento or Junta?

15

Is the property within protected zones (ZEC/ZEPA, vías pecuarias, dominio público hidráulico) or near any restrictions due to the wind farm? Any noise studies?

16

Provide IBI annual tax amount, basura fee, and any community or private road association fees.

17

Provide the Energy Performance Certificate (EPC) and details of heating/cooling systems (boilers, heat pumps, fuel, ages).

18

Structural and damp history: any surveys, known defects, roof age/material, and insurance claims?

19

Exact plot size (m2) and boundary plan; are the boundaries fenced and coincident with Catastro/Registro?

20

If tourist letting is intended, is there a Vivienda Turística/Vivienda Rural license? Are pool safety requirements for tourist use met?

21

Any agricultural activities or livestock on site? Are there environmental permits or manure/effluent systems tied to the nave?

💡 Pro Tip

Ask these questions before making an offer or during the due diligence period. Document all responses in writing.

🏘️ Location Analysis

Research-backed insights about this property's location and neighborhood

🎯 Key Takeaways

Rural-luxury setting off the A-377 in Casares (Málaga), about 8 km from Casares pueblo and within easy driving reach of the Costa del Sol. The municipality is growing quickly, has an international resident base and top-tier leisure (Finca Cortesín), but buyers should weigh seasonal wildfire exposure, moderate regional seismicity, and limited public transport from rural plots against the privacy and nature on offer.

📈 Population Trends

  • Casares’ population has grown strongly in recent years, rising from 6,883 in 2020 to roughly 8.5k in 2024 (INE-based series: 6,883 in 2020 and 8,486 in 2024). - Within the municipality, the coastal nucleus has driven much of the growth: Casares Costa increased from 3,063 (2020) to **4,060 residents...
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  • Casares’ population has grown strongly in recent years, rising from 6,883 in 2020 to roughly 8.5k in 2024 (INE-based series: 6,883 in 2020 and 8,486 in 2024).
  • Within the municipality, the coastal nucleus has driven much of the growth: Casares Costa increased from 3,063 (2020) to 4,060 residents in 2023 (INE/localities).
  • Growth sits within a wider provincial upswing: Málaga province reached 1,773,136 residents as of 1 Jan 2024 (BOE/INE official population, 28 Nov 2024).
  • The listing confirms the home’s rural location off the A-377 in Casares, oriented to the inland hills but a short drive to beaches (idealista listing and A‑377 road overview).

👥 Demographics

  • Age structure (2024, INE-derived): ~19.7% under 18, ~63.9% 18–64, ~16.4% 65+ in Casares (CityPopulation/INE). - International mix: about 34% foreign nationals in 2024 (EU 1,098; other Europe 1,132; Africa 257; Americas 365; Asia/Oceania 51 of 8,528 total; INE register) (CityPopulation breakdown). A 2020 municipal note also highlighted ~40% foreign...
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  • Age structure (2024, INE-derived): ~19.7% under 18, ~63.9% 18–64, ~16.4% 65+ in Casares (CityPopulation/INE).
  • International mix: about 34% foreign nationals in 2024 (EU 1,098; other Europe 1,132; Africa 257; Americas 365; Asia/Oceania 51 of 8,528 total; INE register) (CityPopulation breakdown). A 2020 municipal note also highlighted ~40% foreign residents with a strong UK presence (Ayuntamiento de Casares).
  • Earnings: the average gross personal income was €26,783 and average disposable income €22,111 in 2022 (AEAT, municipal IRPF statistics; 8,111 inhabitants) (Agencia Tributaria – Casares 2022).
  • Notes on education: recent, fine-grained attainment data are limited for municipalities under 10,000 residents; province- and metro-wide indicators are available in the INE’s 2024–2025 Censo Anual series, but not all are published at Casares’ scale (INE 2025 variables note).

⚠️ Natural Risks

  • Flooding: Casares includes river valleys (Manilva, Genal/Guadiaro) where official flood zones are mapped; parcels on valley floors and near arroyos can fall within 10/100/500‑year hazard footprints. Verify the exact plot on the national flood viewer before purchase or works...
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  • Flooding: Casares includes river valleys (Manilva, Genal/Guadiaro) where official flood zones are mapped; parcels on valley floors and near arroyos can fall within 10/100/500‑year hazard footprints. Verify the exact plot on the national flood viewer before purchase or works (MITECO’s SNCZI map) and the Andalusian flood-risk maps for the Cuencas Mediterráneas (Junta de Andalucía MPRIA/BOJA).
  • Wildfire: The inland hills and cork-oak scrub carry seasonal high wildfire risk; the Junta publishes daily indices and conducted a large emergency drill in Casares in May 2025 (Es‑Alert to ~3,400 people), underscoring preparedness needs (INFOCA risk maps; Casares drill, May 15, 2025). A small 2024 fire at Paraje Arroyo Hondo was contained quickly (Diario SUR).
  • Earthquakes: Western Málaga sits in a moderate seismic hazard zone within the Betic Cordillera/Alborán domain; Spain’s seismic code applies. See the IGN national hazard resources and the 2015 PGA map for southern Spain (IGN hazard/sismicity maps; overview of south Spain hazard map, 2015 (SINC image ref. to IGN map)).

🏛️ Area Reputation

  • Casares is a classic Andalusian “pueblo blanco” with a Moorish hilltop setting, recognized for its historic center, castle, and Roman sulphur baths (Baños de la Hedionda)—branding it as an authentic, scenic alternative close to the coast (Wikipedia/Casares; [Baños de...
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🏪 Local Amenities

  • Schools (public, in-municipality): CEIP Blas Infante (Casares) and CEIP Los Almendros (Secadero) serve Infantil/Primaria and early ESO (Ayuntamiento – Colegios). Nearby international options include Atalaya International School (IB) in Estepona (Atalaya – IB) and Sotogrande International School (full IB pathway) in San Roque (SIS). Other private choices include **Mayfair...
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  • Schools (public, in-municipality): CEIP Blas Infante (Casares) and CEIP Los Almendros (Secadero) serve Infantil/Primaria and early ESO (Ayuntamiento – Colegios). Nearby international options include Atalaya International School (IB) in Estepona (Atalaya – IB) and Sotogrande International School (full IB pathway) in San Roque (SIS). Other private choices include Mayfair International School (Estepona) (Mayfair).
  • Healthcare: Primary care via the Consultorio Casares (SAS); the reference public hospital is the Hospital Universitario Costa del Sol (Marbella) for specialist/ER needs (SAS – Consultorio Casares; HU Costa del Sol coverage). Private care is strong on the coast, e.g., Hospiten Estepona, which expanded ER and pediatrics in 2025 (La Opinión de Málaga).
  • Transport and access: The property is signposted on the A‑377, which links inland white villages and connects to the A‑7/AP‑7 at San Luis de Sabinillas for regional travel (A‑377 overview). Public transport from rural spots is limited; bus options include L‑77 Hospital Costa del Sol–Estepona–Casares (few daily runs) and the M‑240 Estepona–La Línea corridor serving the western coast (Avanza L‑77; Avanza M‑240).
  • Parks, beaches, recreation: Casares hosts the Paraje Natural Sierra Crestellina (protected raptor colonies, hiking) and the Baños de la Hedionda sulphur springs; the coast offers Blue Flag Playa Ancha and family beaches at Casares Costa (Sierra Crestellina – Junta; Baños – Ayuntamiento; Blue Flags).
  • Lifestyle/leisure: World‑class golf and dining at Finca Cortesín minutes away, the anchor of Casares’ luxury brand and host of the 2023 Solheim Cup (Andalucía Tourism – Solheim Cup).

💡 How to Use This Information

This location analysis provides context about the neighborhood and area trends. Use this information to understand the long-term investment potential and lifestyle factors that could affect your property decision.

📋 What's Missing in the Listing

Key information not provided by the seller that you need to ask about

!
Exact municipality and address
!
Plot size (m2)
!
Number of bathrooms
!
Year built and renovation history
!
Land classification (urbano/urbanizable/rústico)
!
Cadastral reference(s) and Catastro surface details
!
Registry (Registro) description and nota simple
!
LPO or AFO documentation
!
Building permits and final works certificates for all structures (house, porches, pool, outbuildings)
!
Water source and rights; well license and potability tests
!
Wastewater system type and permits (septic compliance)
!
Electricity supply details and contracted power; electrical compliance certificate
!
Heating/cooling systems and ages
!
Energy Performance Certificate (rating and report)
!
IBI and municipal basura fees
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Any easements/rights of way and access maintenance agreement
!
Outbuilding uses and permits (nave/stables/etc.)
!
Tourist rental license status (if applicable)
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Environmental risk reports (flood, wildfire, protected areas)
!
Internet availability and speeds
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Floor plans and internal photos for room/bath layout
!
Pool technical details and maintenance records
!
Insurance history and any recorded defects

📧 Email Template for Agent

Copy this text to email the agent:

Hello,

I'm interested in this property and need some additional information for my due diligence:

  • Exact municipality and address
  • Plot size (m2)
  • Number of bathrooms
  • Year built and renovation history
  • Land classification (urbano/urbanizable/rústico)
  • Cadastral reference(s) and Catastro surface details
  • Registry (Registro) description and nota simple
  • LPO or AFO documentation
  • Building permits and final works certificates for all structures (house, porches, pool, outbuildings)
  • Water source and rights; well license and potability tests
  • Wastewater system type and permits (septic compliance)
  • Electricity supply details and contracted power; electrical compliance certificate
  • Heating/cooling systems and ages
  • Energy Performance Certificate (rating and report)
  • IBI and municipal basura fees
  • Any easements/rights of way and access maintenance agreement
  • Outbuilding uses and permits (nave/stables/etc.)
  • Tourist rental license status (if applicable)
  • Environmental risk reports (flood, wildfire, protected areas)
  • Internet availability and speeds
  • Floor plans and internal photos for room/bath layout
  • Pool technical details and maintenance records
  • Insurance history and any recorded defects

Could you please provide this information? Thank you.

Property Overview

Key metrics and details

€1,550,000
Listed Price
658
m² Built
6
Bedrooms
€2356
Price/m²

Analysis Details

Total Issues Found 10
Critical Issues 4
Questions to Ask 21
Images Analyzed 10
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